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Due to regulatory requirements around the nature of our products, we are unable to use mainstream card processors or third-party payment platforms such as Stripe or PayPal. Osko / PayID is the ideal alternative: it's instant, fee-free, and transfers go directly from your bank account to ours without passing through any intermediary. Your payment is matched to your order within hours by our team, and you'll receive a confirmation email as soon as it's verified. Our PayID is a business-linked email address tied to our NAB account, so you can see the account name before you send. It's a trusted part of Australia's New Payments Platform and used daily by millions of Australians. There's no card data stored anywhere, and no third-party ever touches your funds. We are actively working to add more payment options as we navigate processor and regulatory requirements; PayPal, Afterpay and credit/debit card payments are coming soon once processor access is approved.